Discover why QBE Seguros is the Smart Choice

Ensuring the safety of your motorcycle and yourself is essential for any motorcyclist in Australia. QBE Motorcycle Insurance offers a variety of coverage options designed to meet the specific needs of Australian motorcyclists. Understanding the different available options is crucial to ensuring you are fully protected in any situation.

QBE understands that each motorcyclist has a unique profile and offers flexible insurance solutions that adapt to your lifestyle, frequency of bike use, and desired level of security.

Whether you are a daily rider facing urban traffic or a weekend adventurer exploring Australian landscapes, QBE has a solution for you. Let’s explore the main coverage options and how they can benefit you.

Coverage Options

QBE Motorcycle Insurance offers various coverage options designed to meet the specific needs of Australian motorcyclists. Understanding the different options available is crucial to ensuring you are fully protected in any situation.

QBE understands that each motorcyclist has a unique profile and offers flexible insurance solutions that adapt to your lifestyle, frequency of bike use, and desired level of security. Here are the main coverage options available:

• Comprehensive Coverage: Protects against damage to your motorcycle caused by accidents, fire, and theft, as well as covering third-party damages.
• Third-Party Coverage: Covers the damages you may cause to other vehicles or property in an accident, without covering damage to your own motorcycle.
• Third-Party, Fire, and Theft Coverage: Includes third-party coverage and adds protection against fire and theft of your motorcycle.

These options allow you to choose the coverage that best suits your profile and specific needs. Whether you are a daily rider facing urban traffic or a weekend adventurer exploring Australian landscapes, QBE has a solution for you.

Claims Process

Filing an insurance claim can seem complicated, but QBE simplifies this process for you. Here is a step-by-step guide:

1. Immediate Notification: Contact QBE as soon as possible after the incident. You can do this through the 24/7 support line or the online portal.
2. Documentation: Gather all necessary documents, such as police reports, photographs of the damages, and any medical reports if there are injuries.
3. Claim Submission: Submit your claim online or by phone. QBE offers an efficient service to ensure you receive your compensation quickly.
4. Damage Assessment: A QBE assessor will inspect your motorcycle to determine the extent of the damages.
5. Claim Approval: After the assessment, QBE will review the details and approve your claim, informing you of the compensation amount and the next steps.
6. Payment: The compensation will be paid directly to you or the repairer of your choice, as necessary.

Discounts and Promotions

Saving money is always welcome, and QBE offers several ways to reduce the cost of your insurance:

• Multiple Policy Discount: If you have more than one policy with QBE, you may receive an additional discount.
• Seasonal Promotions: Keep an eye out for seasonal promotions that can offer significant discounts.
• Online Discounts: Managing your policy online can earn you additional discounts, rewarding customers who opt for electronic services.

Roadside Assistance

Unforeseen events happen, and when you are on the road, knowing you can count on immediate help makes all the difference. QBE offers 24-hour roadside assistance, ensuring you are never left stranded. Here are the details of this essential service:

24/7 Support Line

In any emergency, you can call QBE’s support line and receive immediate assistance. This service is available 24 hours a day, 7 days a week, providing continuous support regardless of the time or location. The support team is ready to help in situations such as accidents, mechanical issues, or any other emergency.

Towing and Technical Assistance

QBE’s towing and technical assistance services are designed to quickly resolve problems that may occur on the road:

• Free Towing: Offers free towing for distances up to 50 km, ensuring your motorcycle is taken to a safe location or a workshop of your choice.
• Technical Assistance: Includes help for minor mechanical issues such as flat tires, dead batteries, or lack of fuel. Qualified technicians will be sent to your location to resolve the problem and get you back on the road as quickly as possible.

Additional Benefits

• National Coverage: QBE’s roadside assistance is available throughout Australia, ensuring support wherever you are.
• Comprehensive Services: In addition to towing and technical assistance, the service can include other types of support depending on your specific needs.

Opting for QBE’s roadside assistance means you can ride with confidence, knowing that help is always available in case of an emergency.

Repair Guarantee

When your motorcycle needs repairs after an accident, you want a repairer you can trust. QBE has a network of accredited repairers throughout Australia, ensuring high-quality service:

• Accredited Repairer Network: Hand-picked repairers to ensure excellent service.
• Lifetime Guarantee: All repairs authorized by QBE come with a lifetime guarantee, providing long-term peace of mind.

Pilot Training

QBE recognizes the importance of safe riding skills and supports rider training. Developing advanced riding skills not only increases the motorcyclist’s safety but also enhances the riding experience. Here are some details on how QBE supports motorcyclists in their training:

Approved Courses

QBE covers you while participating in approved rider training courses. These courses are designed to improve your riding skills and ensure you are better prepared to handle various situations on the road. Some of the main benefits include:

• Skills Enhancement: The courses offer training in advanced riding techniques such as emergency braking, evasive maneuvers, and riding in adverse conditions.
• Increased Safety: By improving your skills, you significantly reduce the risk of accidents and improve your ability to respond to unforeseen events on the road.
• Riding Confidence: Participating in formal training can boost your confidence, allowing you to enjoy your rides more, knowing you are better prepared to handle any situation.

Approved Training Network

QBE partners with various rider training institutions across Australia. Here are some examples of courses and institutions that may be covered:

• HART (Honda Australia Rider Training): Offers advanced and intermediate rider training courses in various locations.
• MotoDNA: Known for its StreetSKILLS courses, which focus on safe riding techniques for everyday use.
• California Superbike School: Offers advanced level training, especially useful for those looking to enhance their skills at high speeds and cornering control.

Additional Benefits

In addition to improving your riding skills, participating in QBE-approved courses can bring other benefits:

• Possible Insurance Discounts: Some training programs may qualify you for discounts on your insurance policy, recognizing your commitment to safety.
• Coverage During Training: QBE offers coverage while you participate in these courses, ensuring you are protected in case of any unforeseen events during training.

Investing in your riding training is an effective way to ensure your safety and make the most of your riding experience. QBE is committed to supporting Australian motorcyclists at every stage of this journey, from learning to advanced practice.

Coverage for Custom Equipment and Parts

If you have customized your motorcycle, QBE offers specific coverage to protect these enhancements. Here are the details:

Coverage for Custom Parts

Protects against damage to upgrades and customized parts of your motorcycle, ensuring you do not lose your investment. This includes protection against accidents, theft, and fire.

Examples of Covered Parts

• Sports Exhausts: Improve the performance and sound of the motorcycle.
• Custom Handlebars: Provide better ergonomics and a unique style.
• Custom Paint Jobs: Make your motorcycle visually distinct and personal.
• Lighting Systems: Include LED headlights and decorative lighting.

By opting for QBE’s coverage for custom equipment and parts, you ensure that every modification made to your motorcycle is protected against road mishaps. With this additional protection, you can continue customizing your motorcycle with confidence, knowing that QBE is there to protect every custom detail.

Protection Against Natural Disasters

Natural disasters are unpredictable and can cause significant damage to your motorcycle. QBE Motorcycle Insurance offers comprehensive coverage against these events:

• Flood Protection: In case of damage caused by floods, you receive compensation of up to $1,000.
• Coverage for Typhoons and Landslides: Your motorcycle is protected against various types of natural disasters.

Safety Tips

Staying safe on the road is crucial for any motorcyclist. Here are some important tips:

• Use Safety Equipment: Always wear approved helmets, gloves, jackets, and other safety gear.
• Adopt Defensive Riding: Maintain a safe distance from other vehicles and always be aware of your surroundings.
• Check Tire Pressure: Keeping your tires properly inflated improves the motorcycle’s performance and safety.
• Keep Up with Maintenance: Perform regular checks and preventive maintenance to avoid mechanical issues.