U.S. Bank Cash+ Secured Visa

You’re nearly there — the U.S. Bank Cash+ Secured Visa Credit Card is just around the corner!

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Based on your answers, we’ve found a card that matches your profile perfectly.

This recommendation was carefully selected to fit your financial goals — whether it’s saving more, earning rewards, or building your credit. Don’t miss out on the benefits waiting for you.

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The U.S. Bank Cash+ Secured Visa stands out by allowing users to customize their cashback categories, which is a major advantage for anyone looking to maximize rewards on everyday purchases, as it enables you to earn more where you spend the most, based on your lifestyle and spending habits.

Build Credit with Responsibility and Security

As a secured credit card, it requires a security deposit that acts as your credit limit, providing a safe way for users to start building or rebuilding their credit, all while maintaining full control over spending and avoiding unexpected charges at the end of the month.

Reports to Major Credit Bureaus

U.S. Bank reports monthly activity to all three major credit bureaus, which means responsible usage and on-time payments can lead to real improvements in your credit score over time, strengthening your financial credibility and opening the door to better credit opportunities.

Comprehensive App with Financial Management Tools

The card is supported by a robust mobile app that simplifies tracking transactions, paying your bill, and managing your cashback categories, making the overall experience seamless and helping cardholders develop good financial habits from the start.

FAQ

How does the cashback program work with the U.S. Bank Cash+ Secured Visa?

The cashback program offers 5% in two chosen categories (up to $2,000 in combined purchases per quarter), 2% in one fixed category, and 1% on all other purchases. The 5% categories can be customized based on your spending habits.

Do I need a security deposit to get the U.S. Bank Cash+ Secured Visa?

Yes, the U.S. Bank Cash+ Secured Visa requires a security deposit, which will be used as collateral for your credit limit. This deposit is refundable after responsible use and may be returned or transferred when the card is upgraded to an unsecured card.

Can I increase my credit limit with the U.S. Bank Cash+ Secured Visa?

Yes, after using the card responsibly, U.S. Bank may offer a credit limit increase and eventually an upgrade to an unsecured card.

 

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