BOQ Platinum card benefits and how to apply

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The BOQ Platinum credit card is a premium credit card that offers a range of benefits and features to its users. If you’re looking for a credit card that offers rewards, insurance, and other perks, then the BOQ Platinum card might be the right choice for you. In this article, we’ll introduce you to the BOQ Platinum card and provide you with all the information you need to know about it.

One of the most significant benefits of the BOQ Platinum card is its rewards program. With this card, you can earn Q Rewards points on your purchases, which can be redeemed for a range of rewards, including flights, hotel stays, and merchandise. Additionally, the BOQ Platinum card comes with a range of insurance benefits, including travel insurance, purchase protection, and extended warranty coverage. Moreover, the cardholders can enjoy a range of other perks, such as concierge services, airport lounge access, and exclusive offers and discounts.

Learn more about the BOQ Platinum card

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If you are interested in applying for the BOQ Platinum credit card, you may be wondering if you are eligible. In general, the BOQ Platinum card is available to people who meet certain income and credit requirements. In addition, you will need to be an Australian citizen or permanent resident and be at least 18 years old. However, before applying for the card, it’s important to consider the fees and interest rates associated with the card. We’ll cover all this and more in the following sections, so read on to find out more about the BOQ Platinum credit card.

The BOQ Platinum card is a premium credit card that offers a range of benefits to its users. It is designed for people who are looking for a credit card that offers more than just basic features. The card comes with a number of features and benefits that set it apart from other credit cards on the market.

Some of the main features of the BOQ Platinum card include:

  • Earn 2 Q Rewards points for every dollar spent on qualifying transactions;
  • Purchase protection insurance;
  • Domestic and international travel insurance;
  • Access to Visa Premium benefits, including concierge services and exclusive offers;
  • Free Qantas Frequent Flyer membership;
  • Complimentary VIP lounge passes.
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The BOQ Platinum card is suitable for people who travel frequently, shop online or enjoy dining out. The card offers a number of benefits that cater to these interests and can help users save money on their purchases.

How to apply for the BOQ Platinum card

To apply for the BOQ Platinum card, individuals must meet certain eligibility criteria. Applicants must be over 18 years of age, have a good credit rating and meet minimum income requirements.

The minimum credit limit for the BOQ Platinum card is US$6,000.The BOQ Platinum card has an annual fee of US$129. However, if a person has a home loan with BOQ, they do not have to pay an annual fee for the card.People can download the BOQ Platinum application from the BOQ website. The application process is simple and applicants can expect a response within a few days.

Eligibility and Application

Who Can Apply for the BOQ Platinum Credit Card?

The BOQ Platinum Credit Card is available to Australian residents who are at least 18 years old and meet the credit criteria. The card is suitable for those who want to earn rewards points on their everyday spending and enjoy a range of complimentary benefits.

To apply for the BOQ Platinum Credit Card, the applicant must provide proof of identification, such as a driver’s license or passport, proof of income, and details of their current financial commitments. The application process can be completed online or in-person at a BOQ branch.

It is important to note that the BOQ Platinum Credit Card is not available to existing BOQ credit cardholders. Additionally, applicants must be able to meet the minimum income requirement of $35,000 per year.

Once the application is submitted, the bank will assess the applicant’s creditworthiness and may request additional information or documentation to support the application. If approved, the card will be sent to the applicant within 10 business days.

Overall, the BOQ Platinum Credit Card is a great option for those who want to earn rewards points and enjoy complimentary benefits. However, it is important to ensure that the applicant meets the eligibility criteria and can afford the fees and charges associated with the card.

Fees and Charges

Does the BOQ Platinum Card Have a Free Annual Fee?

The BOQ Platinum card has an annual fee of $129 after the first year, but there is a current promotion where the annual fee is $65 for the first year. However, there is no annual fee for additional cardholders on your account if you have a Platinum Visa card or an existing Blue No Annual Fee Visa and Mastercards.

What Are the Fees and Interest Rates for the BOQ Platinum Card?

The BOQ Platinum card has a cash advance fee of 2% or $4, whichever is greater, and a foreign transaction fee of 3.4%. The interest rate on purchases is 20.74% p.a., and the balance transfer rate is 0% p.a. for the first 14 months, then reverts to the cash advance rate of 21.74% p.a.

Late payment fees for the BOQ Platinum card are $25, and over-limit fees are $20. The card also has a dishonor fee of $5 for each direct debit dishonor and a replacement card fee of $10.

It is important to note that fees and charges may vary depending on the type of card, the cardholder’s credit history, and other factors. For more information on the fees and charges associated with the BOQ Platinum card, visit the BOQ website or contact BOQ customer service.

Card Management

The BOQ Platinum card management is an easy and straightforward process. Here are the steps to download the BOQ Platinum application, unblock your card, request a duplicate card, and other relevant information.

How to Download the BOQ Platinum Application

To download the BOQ Platinum application, visit the BOQ website and navigate to the credit card section. From there, select the Platinum card and click on the “Apply now” button. You will be redirected to the application page where you can fill out the required information and submit your application.

How Do I Unblock My BOQ Platinum Card?

If your BOQ Platinum card is blocked, you can unblock it by contacting the BOQ customer service team at 1300 55 72 72. The team will guide you through the process of unblocking your card and ensuring that it is secure for use.

How Do I Request a Duplicate BOQ Platinum Card?

If you need a duplicate BOQ Platinum card, you can request one by contacting the BOQ customer service team at 1300 55 72 72. The team will guide you through the process of requesting a duplicate card and ensure that it is delivered to you as soon as possible.

Overall, managing your BOQ Platinum card is a hassle-free process. If you have any questions or concerns about your card, you can contact the BOQ customer service team at any time for assistance.

Customer Support

How Can I Contact You About the BOQ Platinum Card?

If you have any questions or concerns about the BOQ Platinum card, you can contact BOQ customer service by phone or email. The BOQ customer service team is available to assist you with any issues related to your account, including lost or stolen cards, billing inquiries, and technical support.

To speak with a customer service representative, call 1300 55 72 72 between 8am and 8pm Monday to Friday AEDT, or 9am to 5pm on Saturdays. If you are calling from overseas, please dial +61 7 3336 2420.

Alternatively, you can send an email to info@boq.com.au or use the online contact form available on the BOQ website. A customer service representative will respond to your inquiry as soon as possible.

For more information about the BOQ Platinum card, including how to apply, fees and interest rates, and card benefits, visit the BOQ website or speak with a customer service representative.

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