Discover it Student Cash Back

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Based on your answers, we’ve found a card that matches your profile perfectly.

This recommendation was carefully selected to fit your financial goals — whether it’s saving more, earning rewards, or building your credit. Don’t miss out on the benefits waiting for you.

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The Discover it Student Cash Back stands out as an excellent choice for students beginning to build credit, offering appealing rewards right from the start. One of the card’s biggest highlights is its 5% cashback program on rotating quarterly categories such as grocery stores, gas stations, and restaurants, encouraging strategic and conscious credit use.

No Annual Fee and First Late Payment Forgiveness

Another strong point is the card’s first late payment forgiveness and no annual fee, making it more accessible and forgiving for those still learning to manage deadlines and finances. Additionally, Discover provides free access to your FICO credit score, helping students track their financial progress and make more informed decisions.

Cashback Match in the First Year

The cashback match feature in the first year is another compelling benefit: at the end of the first 12 months, Discover automatically matches the total cashback earned, effectively doubling the rewards and offering extra incentive for regular card use. This turns everyday spending into a meaningful return with no extra effort.

Real-Time Digital Security and Control

Lastly, the card features an efficient digital platform with security tools like instant card freeze and real-time alerts, giving students peace of mind as they begin their financial journey. With these advantages, the Discover it Student Cash Back proves to be a smart and secure choice for college students.

FAQ

Does the Discover it Student Cash Back card have an annual fee?

No, the card has no annual fee, making it an affordable option for students.

What are the rewards for this card?

You earn 5% cashback on rotating categories each quarter (up to a quarterly maximum) and 1% cashback on all other purchases.

Is there a minimum income requirement to apply for this card?

There is no minimum income requirement, making it accessible to students with different financial situations.

 

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